Consumer Class Actions

**Home Savings Mortgage sold adjustable-rate mortgages without disclosing the actual interest rates or that the loans would result in negative amortization, according to a class-action complaint in Los Angeles Federal Court. See complaint. **Infinity Insurance illegally reduces claims payments by 20 percent if repairs are made at unapproved repair shops, a class-action complaint claims in Los Angeles Superior Court. **GMAC Mortgage and **SMBC Mortgage sold adjustable-rate mortgages without disclosing the actual interest rates or that the loans would result in negative amortization, according to a class-action complaint in Los Angeles Federal Court. Rent 4 Less charges more than $9 a day for a damage waiver on rental cars, which is more than permitted by law, a class-action complaint claims in Orange County Court, Calif.