Consumer Class

**State Farm breaches contracts in bad faith with policyholders who incur medical bills from auto wrecks, a class-action complaint claims in San Francisco Federal Court. See complaint.           **Winn Dixie will not let black customers write a check for more than the amount of purchase and receive cash back, though it let white customers do it, a class-action complaint claims in Birmingham, Ala., Federal Court.           **Ryland Homes of California built 90 defective homes in Menifee, the homebuyers claim in Riverside County Court, Calif.      Westfield America illegally sells a “Westfield Gift Card” that is not a credit or a debit card, can be spent only in restricted stores, and it charges an illegal service fee on it, a class-action complaint claims in San Diego Superior Court.